Life Insurance that rewards you for healthy living.

Simple and affordable plans with no medical exams and cash-back options.

Life Insurance that rewards you for healthy living.

Simple and affordable plans with no medical exams and cash-back options.

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How The Active Rewards Program Works

Step 1: Watch Video

Last Step...

This is the FINISH LINE...

Schedule An Appointment

This is the FINISH LINE...

Schedule An Appointment

How The Apple Watch Program Works

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The perfect time to get life insurance doesn’t exist.

  • No Medical Exam
  • Affordable Term Life
  • Rates Never Increase
  • Coverage Never Decreases
  • Protect Your Family
  • Peace Of Mind

This is the FINISH LINE...

Schedule An Appointment

How much life insurance do I need?

There is not a one-size-fits-all answer for life insurance: the perfect fit depends on your unique circumstances.

To determine much life

insurance you need, ask yourself:

How much do you contribute to your household income? 

If you have children, do you want to save money for their college education?

Would your loved ones be financially prepared to cover your funeral expenses?  

How much debt would you leave behind? 

How will inflation affect these numbers? 

How much life insurance do I need?

There is not a one-size-fits-all answer for life insurance: the perfect fit depends on your unique circumstances. You will want to look at your income, your health, your family, and your goals to determine how much insurance you need. And keep in mind that your policy can grow with you, so there is no wrong answer.

To determine much life

insurance you need, ask yourself:

How much do you contribute to your household income? 

If you have children, do you want to save money for their college education?

Would your loved ones be financially prepared to cover your funeral expenses?  

How much debt would you leave behind? 

How will inflation affect these numbers? 

Ask about our children's

whole life plans

You don’t know what the future holds for your children or grandchildren. But you plan anyway, guided by your knowledge and experience. Whether it’s figuring out what hobbies they could pursue or what school they should attend, you take steps to give them the best life possible as they get older.


To help protect your child or grandchild’s future, you can also consider getting them life insurance. It can be a timeless, sustainable reminder of how much you care for the ones you love.

Ask about our children's whole life plans

You don’t know what the future holds for your children or grandchildren. But you plan anyway, guided by your knowledge and experience. Whether it’s figuring out what hobbies they could pursue or what school they should attend, you take steps to give them the best life possible as they get older.


To help protect your child or grandchild’s future, you can also consider getting them life insurance. It can be a timeless, sustainable reminder of how much you care for the ones you love.

The perfect time to get life insurance doesn’t exist.

  • No Medical Exam
  • Affordable Term Life
  • Rates Never Increase
  • Coverage Never Decreases
  • Protect Your Family
  • Peace Of Mind

There’s no one-size-fits-all insurance plan.

We shop more than 80 insurance companies to help you find the best policy at the best price.

There’s no one-size-fits-all insurance plan.

We shop more than 80 insurance companies to help you find the best policy at the best price.

ACTIVE REWARDS PARTNERS

Ready to start?

Get a free quote. Then continue to our simple phone application and secure the coverage you need in 10 minutes. It’s that simple.

ACTIVE REWARDS PARTNERS

Ready to start?

Get a free quote in seconds based on your insurance needs, then continue to our online application and secure the coverage you need in 10 minutes. It’s that simple.

Connect With Us

Contact Us

Monday - Friday

9am - 7pm ET

Connect With Us

Contact Us

Monday - Saturday

9am - 7pm Est